RF GLOBAL HOLDINGS LLC -- RESERVE FUNDING AGREEMENT

*Note: RF Global does not provide Reserve Funding Agreements to companies publicly listed in the U.S. and U.S. companies listed on a foreign exchange.

The Reserve Funding Agreement (�RFA�) is one of the funding structures used by RF Global Holdings LLC ("RF Global�) to fund publicly listed companies. The RFA is an equity line funding structure that allows a public company to raise additional capital by selling its shares without making a formal offering of its securities to the market. After discussing with company management their needs and goals, we can usually adjust the RFA to reach mutually acceptable terms.

The RFA structure used by RF Global gives companies the flexibility and control they need by giving the company�s management the discretion to decide when to draw down funding and sell its shares. We will consider entering into an RFA with a private company if they are in the process of listing in the next few months. Please review our Reserve Funding Agreement Overview and Frequently Asked Questions for additional information.

The funding we provide is based on specific terms and conditions, including the price and volume of the company�s shares that are traded on a public exchange. RF Global does not provide volume, liquidity, public relations services or investor relations services. See our Disclaimer.

The Process

First, we request all companies seeking funding to fill out our short form Company Questionnaire.

Second, RF Global will contact you within a few business days to discuss any questions we may have or to answer any questions your company may have. We will also require a Mutual Confidentiality Agreement and Know Your Customer information at this point. If RF Global and your company want to proceed, then RF Global will send you a term sheet setting forth the terms we have discussed.

Third, once your company signs the term sheet and pays the document preparation fee to our legal counsel we will have them send you our full set of documentation to close the RFA. Once you have reviewed the documentation RF Global and our legal counsel will be available for a conference call to go over any questions and negotiate any mutually agreed upon changes.

Fourth, after all closing documents are signed the company can draw down funding as often as it likes pursuant to the terms of the RFA.

WHAT WE LOOK FOR:

Companies with strong management teams;

Companies with at least USD 1 million in gross revenues;

Companies with a business that can be expanded and benefit from economies of scale; and

Companies with a business that can benefit from RF Global�s expertise and strategic partners.

WHAT WE WILL NOT CONSIDER:

Companies that are startups, unless they have a large asset such as a valuable patent or mining rights; or

Companies that are not socially responsible or subject to hostile governmental interference.

Reserve Funding Agreement

funding publicly listed companies

raise additional capital

flexibility and control

draw down

rf global holdings